Certified Professional in Health Care Risk Management (CPHRM) Practice Exam 2025 - Free CPHRM Practice Questions and Study Guide

The correct answer highlights that violations falling under employment practices liability primarily involve issues related to discrimination and wrongful termination. Employment practices liability insurance (EPLI) is specifically designed to cover businesses against claims made by employees alleging discrimination, wrongful termination, harassment, and other employment-related issues.

Discrimination can take many forms, including race, gender, age, or disability discrimination, and wrongful termination refers to the unlawful firing of an employee, often in violation of employment agreements or public policy. These issues directly relate to the rights and protections afforded to employees under various laws and regulations, making them central to employment practices liability.

The other options, while related to workplace safety or employee management, do not pertain to employment practices liability. Workplace accidents typically fall under general liability or specific occupational health and safety considerations. Workers' compensation claims are designed to address work-related injuries and illnesses, not employee conduct or treatment. Employee performance evaluations, although important in the context of human resource management, do not directly relate to legal violations that EPLI covers.