Certified Professional in Health Care Risk Management (CPHRM) Practice Exam 2025 - Free CPHRM Practice Questions and Study Guide

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Employee Retirement Income Security Act primarily addresses?

Workplace harassment

Benefits and pensions

The Employee Retirement Income Security Act (ERISA) primarily addresses benefits and pensions, focusing on the protection of employee benefit plans. This federal law sets standards for the administration of these plans and ensures that employees receive the benefits they are entitled to from their employer-sponsored plans. ERISA mandates disclosure and reporting requirements for plan administrators, ensures accountability in the management of plan assets, and provides avenues for employees to seek redress if their rights under the plans are violated.

The law specifically covers a variety of benefit plans, including health insurance, retirement plans, and pension funds, making it a significant piece of legislation in ensuring that employees' financial resources and retirement savings are safeguarded. While workplace harassment, job safety standards, and employee rights during termination are important aspects of employment law, they fall under different laws and regulations which do not relate to the core mission of ERISA.

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Job safety standards

Employee rights during termination

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